Lebanon · Mt. Juliet · Nashville Metro
A mortgage should build something that lasts.
Generations Mortgage is a father-and-daughter team with more than 20 years of lending behind it. We explain your options in plain language, show you the math, and help you decide — whether this is your first house or your fifth.
No credit pull. No documents. No obligation — just a straight answer.
Why we called it Generations
At Generations Mortgage, we believe a mortgage is about more than financing a home. It is about helping people create stability, build opportunity, and make financial decisions that can positively impact future generations.
Backed by more than 20 years of lending experience, our team brings deep industry knowledge together with a personal, relationship-driven approach. We are committed to making the mortgage process clear, responsive, and tailored to each client's goals.
Whether you are purchasing your first home, refinancing, investing, building, or exploring ways to use the equity you have built over time, we take the time to explain your options and help you move forward with confidence.
Our name reflects our mission: helping individuals and families make smart lending decisions today while building a stronger financial future for the generations that follow.
Experience you can trust. Guidance you can understand.
Lending for every generation.
Where most people start
These are the programs we get asked about most, so we wrote them up. They are not the whole list — as brokers we place loans with a lot of different lenders, and between them there are far more products than we could put on a page.
First-Time Home Buyer
Low down payments, gift funds and every assistance option you qualify for.
Learn more →FHA Loans
3.5% down with flexible credit — the workhorse first-home loan.
Learn more →VA Loans
Zero down, no monthly mortgage insurance, earned through service.
Learn more →USDA Loans
100% financing across much of rural Wilson County and Middle Tennessee.
Learn more →Conventional Loans
As little as 3% down, with mortgage insurance that comes off.
Learn more →Jumbo Loans
Financing above the conforming limit without the bank runaround.
Learn more →DSCR / Investor Loans
Qualify on the property's rent, not your tax returns.
Learn more →Bank Statement / Self-Employed
Twelve to twenty-four months of deposits instead of W-2s.
Learn more →Construction Loans
One close, from the slab to the certificate of occupancy.
Learn more →Renovation / 203(k)
Buy the house and finance the work in a single loan.
Learn more →Reverse Mortgage
Turn decades of equity into retirement flexibility. Tyler's 20-year specialty.
Learn more →HELOC / Second Mortgage
Tap equity without touching the first-mortgage rate you already have.
Learn more →Refinance
Lower the rate, drop the mortgage insurance, or pull cash out.
Learn more →Do not see your situation? That usually means it needs a conversation, not a web page. Call Tyler and describe it — if there is a lender who will do it, he will know where to look.
Serving Lebanon and the Nashville metro
We are based in Lebanon, TN and work across Wilson County and the wider Nashville metro. There is no storefront to visit — we come to you, and most of the process happens by phone, text and e-sign.
Run the numbers first
Free calculators. Nothing asked of you in return.
Let's find out where you stand.
A few questions, a real answer, and a plan you can act on. It takes about two minutes and it will not touch your credit.