What we broker
Loan programs
We are brokers, which means we are not selling one company's shelf. The programs below are the ones we get asked about most and have written up properly. They are not the limit of what we can place — between the lenders behind us there are far more products than would fit on a page, and the unusual ones are often where we earn our keep.
Written up in detail
First-Time Home Buyer
Low down payments, gift funds and every assistance option you qualify for.
Read more →FHA Loans
3.5% down with flexible credit — the workhorse first-home loan.
Read more →VA Loans
Zero down, no monthly mortgage insurance, earned through service.
Read more →USDA Loans
100% financing across much of rural Wilson County and Middle Tennessee.
Read more →Conventional Loans
As little as 3% down, with mortgage insurance that comes off.
Read more →Jumbo Loans
Financing above the conforming limit without the bank runaround.
Read more →DSCR / Investor Loans
Qualify on the property's rent, not your tax returns.
Read more →Bank Statement / Self-Employed
Twelve to twenty-four months of deposits instead of W-2s.
Read more →Construction Loans
One close, from the slab to the certificate of occupancy.
Read more →Renovation / 203(k)
Buy the house and finance the work in a single loan.
Read more →Reverse Mortgage
Turn decades of equity into retirement flexibility. Tyler's 20-year specialty.
Read more →HELOC / Second Mortgage
Tap equity without touching the first-mortgage rate you already have.
Read more →Refinance
Lower the rate, drop the mortgage insurance, or pull cash out.
Read more →Not sure which one applies to you?
That is normal, and it is the actual job. Most people arrive convinced they need one programme and leave with a different one that costs them less. Tell us the situation and we will do the comparison rather than sell you the first thing that fits.
Start with the numbers.
Two minutes, no credit pull, no documents. Tyler McCain reads it himself and comes back with real figures — including which programme actually wins for you.